Question No. 08
What should I check before hiring a flooring contractor?
Four documents and one question. Ask for the WSIB clearance number and validate it yourself on the WSIB site. Ask for a certificate of commercial general liability insurance and read the expiry date. Ask for the written contract and check it contains the nine items Ontario requires. Ask what the deposit is, since provincial guidance recommends no more than ten percent. The question is this: are you claiming the WSIB home-renovation exemption, and if so who covers your crew? A renovation business paid directly by homeowners can be legitimately exempt from compulsory coverage, which means a crew working in your house may have none, and an injury there can become your exposure.